Terms and Conditions

Effective Date: January 1, 2025

Welcome to ShamrockFi! These Terms and Conditions govern your use of https://shamrockfi.com and all related services provided by ShamrockFi. By accessing or using our website, you agree to comply with and be bound by these terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By using ShamrockFi, you acknowledge that you have read, understood, and agree to these Terms and Conditions. ShamrockFi reserves the right to update or modify these terms at any time. Continued use of the site constitutes acceptance of any changes.

2. Services Provided

ShamrockFi provides financing solutions by connecting homeowners and contractors with lending partners. We do not directly provide loans but facilitate access to lenders offering financing for roofing and home improvement projects.

3. Eligibility

To use our services, you must:

• Be at least 18 years old.

• Provide accurate and truthful information when submitting an application.

• Use our services for legal purposes only.

4. No Guarantee of Financing Approval

While ShamrockFi connects users to multiple lenders, financing approval is determined by individual lending partners. We do not guarantee approval, loan terms, interest rates, or funding timelines.

5. User Responsibilities

By using ShamrockFi, you agree to:

• Provide accurate and up-to-date personal and financial information.

• Use the website for its intended purpose (roofing and home improvement financing).

• Not misuse the site for fraudulent or unlawful activities.

6. Privacy & Data Use

Your use of ShamrockFi is subject to our Privacy Policy. We take security seriously and implement industry-standard safeguards, but we cannot guarantee absolute data security.

7. Third-Party Lenders & External Links

ShamrockFi works with third-party lenders. When applying for financing, you may be redirected to a lender’s website, where their terms and conditions will apply. ShamrockFi is not responsible for third-party content, policies, or decisions.

8. Intellectual Property

All content on ShamrockFi, including logos, text, images, and design elements, is our property or licensed for use. You may not copy, distribute, or modify any content without our permission.

9. Limitation of Liability

ShamrockFi is not liable for any financial decisions, losses, or damages resulting from:

• Your reliance on loan offers or financing information provided by third-party lenders.

• Unauthorized access to your data.

• Technical issues affecting website functionality.

10. Indemnification

You agree to indemnify and hold ShamrockFi, its affiliates, and partners harmless from any claims, damages, or losses arising from your use of our website or services.

11. Governing Law

These Terms and Conditions are governed by the laws of [Insert State, e.g., Kansas]. Any disputes shall be resolved in the courts of [Insert Jurisdiction].

12. Termination of Use

ShamrockFi reserves the right to terminate or restrict access to our services if we determine a user has violated these terms or engaged in fraudulent activity.

13. Changes to Terms

We may update these Terms and Conditions from time to time. The latest version will always be posted on our website, and continued use constitutes acceptance of any updates.