Effective Date: January 1, 2025

Who we are

ShamrockFi is committed to providing flexible and accessible financing solutions for homeowners and contractors.ps://shamrockfi.com

Comments

When visitors leave comments on our site, we collect the data provided in the comments form, along with the visitor’s IP address and browser user agent string to help with spam detection.

An anonymized string (hash) generated from your email may be shared with the Gravatar service to check if you are using it. Once your comment is approved, your profile picture will be publicly visible in the context of your comment.

Media

If you upload images or files to the ShamrockFi website, avoid including embedded location data (EXIF GPS), as visitors can download and extract location details from uploaded content.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Some pages may include embedded content (e.g., videos, images, articles, etc.). Embedded content from third-party websites behaves the same way as if you visited the original site, meaning:

• The third-party site may collect your data and use cookies.

• They may embed additional third-party tracking.

• Your interactions with the embedded content may be tracked if you have an account and are logged in to that website.

What We Collect

When you interact with ShamrockFi, we may collect the following types of information:

• Personal identification details (name, email, phone number, etc.)

• Financial information necessary for pre-qualification and loan applications

• Technical data, such as IP addresses, browser type, and device information

Who Do We Share Your Data With?

• Service Providers: We may share necessary data with third-party service providers who assist with website management, security, and customer support.

• Regulatory Authorities: We comply with legal and regulatory requirements, which may require sharing user information when legally obligated.

• Lending Partners: ShamrockFi works with a network of trusted lenders to provide financing options. When you submit an application, your data may be shared with our lending partners to generate loan offers.

How long we retain your data

• Comments and their metadata are stored indefinitely to recognize and approve follow-up comments automatically.

• For users who register on our website, we store personal information in their user profile. Users can see, edit, or delete their personal data at any time (except for changing usernames). Website administrators also have access to manage user accounts.

What rights you have over your data

If you have an account on ShamrockFi or have left comments, you can request an exported file of the personal data we hold about you, including any information you’ve provided. You may also request that we erase your personal data, except for data required for administrative, legal, or security purposes.

Where your data is sent

To ensure website security and prevent spam, visitor comments and form submissions may be checked through an automated spam detection service.